Pay Less Property Tax

Don’t pay too much property tax! There are big savings to be had if you purchased a house or refinanced your mortgage in 2022.

If you bought a home this year that is your primary residence, property tax deductions must be filed with your county auditor by December 31. The HOMESTEAD deduction can save you nearly 50% on your annual tax bill! 

When you buy a home, the title company usually files the homestead deduction for you, but I always recommend double-checking that it was accepted and posted by the county auditor before the end of the year since this is such a huge savings.

Deductions are also available for veterans, seniors, geothermal systems, and more. Check out this Indiana website for details.

Here’s what you need to do:

Look online (links below) and see if the homestead is filed. If it is, print out a receipt showing this has been recorded and keep it in your closing file.  That’s it!  You’re done!  If you can’t find your property on the website or don’t see the homestead listed, then go to the auditor’s office…

You do not need to fill out forms before visiting the county auditor’s office, simply take your whole file from closing with you and they will take out the papers they need and give you forms to complete. Very simple. Make sure you ask for a receipt and keep this in your closing packet.

You also want to make sure your exemptions are still on your property if you REFINANCED the mortgage of your primary residence this year.

Here is a contact list for all the Central Indiana auditors:

Call me if you have any questions!